The Withdrawal Calculator uses financial formulas to predict the duration of your savings under different withdrawal scenarios and interest rates. You can also set a target period (e.g. 10 years) and the calculator will show you the maximum monthly amount you can withdraw without running out of money.
Estimate how long your savings will last at a given withdrawal rate
Calculate the safe monthly withdrawal to reach a specific number of years
Understand how interest income extends the life of your savings
Planning for early retirement or sabbatical
Budgeting withdrawals after a lump-sum payment or property sale
Estimating safe income from savings while relocating or pausing work
Ideal for long-term stability and lower risk. Best for retirement planning.
Balanced approach for flexible planning. Good for medium-term goals.
Shorter-term strategy with higher risk of depletion. Use with caution.
The savings withdrawal calculator helps you avoid overspending your savings or underestimating how much you can afford. Whether you're planning a career break, moving to a new country, or retiring early, it gives you clear answers on how long your money will last - and what you can safely withdraw each month.
Make informed decisions about your financial future
Avoid running out of money too early
Plan sustainable withdrawal strategies
Early retirement planning
Career breaks and sabbaticals
Major life transitions