Finding cheap property in Europe in 2025 is easier than it may seem. While cities like London, Paris, or Zurich are far beyond reach for budget buyers, there are dozens of hidden gem property markets in Europe where houses and apartments cost under €100,000. In fact, many of these areas combine affordability with lifestyle advantages: sunshine, cultural heritage, or rental income potential.
This guide explores the best cities and regions to buy property in Europe under €100k, with real examples, average price data, and investment insights.
Why Look for Property in Europe Under €100k?
Purchasing European property under €100,000 allows buyers to enter the real estate market with a modest budget. These affordable homes are not just bargains - they can also deliver rental income, capital growth, and lifestyle benefits.
Key advantages of cheap European property
Low entry cost - Your down payment and mortgage will be smaller, making overseas home ownership more accessible.
Better rental yields - Cheaper properties often provide higher rental yield percentages, especially in tourist towns or student cities.
Upside potential - Many of these emerging property markets in Europe are still under the radar, meaning prices may rise as demand increases.
Lifestyle perks - From Mediterranean villas under €100k to historic homes in Eastern Europe, you can enjoy Europe at a fraction of the cost.
Of course, buying in this range may mean accepting a home that needs renovation or exploring locations slightly outside major hotspots. But for affordable real estate in Europe 2025, flexibility often leads to the best opportunities.
For readers weighing the financial pros and cons of ownership, we’ve analyzed this in detail in Renting vs. Buying Property in Europe: Pros, Cons and Cost Considerations.
Best Places in Europe to Buy Property Under €100,000
Spain - Bargains Beyond the Coastlines
Spain remains one of the top destinations for affordable homes in Europe. While Madrid or Barcelona are costly, inland towns and smaller coastal areas offer incredible value.
Lanjarón, Granada (Andalusia) - Three-bedroom village homes can be found for around €60,000. This spa town near the Costa Tropical is famous for mineral springs.
Costa Blanca & Costa Cálida - Apartments under €100,000 are common in secondary coastal towns not yet flooded by international buyers.
Why buy property in Spain under €100k?
320+ days of sunshine annually.
Strong rental demand from both locals and expats.
Average price in parts of Andalusia: €800-€1,000 per m² - meaning a 70 m² apartment may cost under €70,000.
For more tips on saving when buying in Spain, check out our article How to Save Money Buying Property in Spain, which covers bank repossessions, off-plan deals, and regional tax variations.
Poland - Affordable Apartments in Secondary Cities
Poland may not offer Mediterranean beaches, but it stands out in Europe’s affordable property markets thanks to its strong economy, growing rental demand, and relatively low housing costs outside of Warsaw and Kraków. For buyers seeking property in Poland under €100,000, the best opportunities are found in secondary cities and regional hubs.
Łódź - Once an industrial powerhouse, now a fast-developing cultural and academic hub. Here you can find one-bedroom apartments in older blocks for €60,000-80,000, and remarkably, even newly built apartments in modern developments under €100,000. This makes Łódź one of the most attractive Polish cities for entry-level investors.
Katowice (Silesia region) - With its booming business sector and proximity to Kraków, Katowice has apartments under €90,000, often in modernized buildings.
Białystok (Eastern Poland) - Known for its universities and green surroundings, Białystok has two-bedroom apartments from €70,000–85,000.
Why buy property in Poland under €100k?
Strong long-term rental demand from students, young professionals, and expats.
Average prices in cities like Łódź or Białystok range between €1,200–1,500 per m², far below Western European capitals.
Poland’s stable economy and EU membership make it an attractive market for safe, steady investments.
Unlike Mediterranean bargains, Polish properties in this price range are more suited for long-term rentals than holiday lets. For investors seeking reliable ROI in Europe, Poland’s secondary cities provide both affordability and consistent tenant demand.
Italy - Historic Homes and Southern Bargains
Italy has long attracted international buyers, and surprisingly, many regions still offer property under €100k.
Lucca area (Tuscany) - Apartments on the outskirts sell for €70,000-€80,000, offering a budget entry into Tuscany’s lifestyle.
Calabria & Puglia - Coastal homes average €700 per m², so a 100 m² house can cost just €70,000.
Sicily - In towns like Sciacca or Ragusa, seaside homes needing renovation are listed under €90,000.
Why buy Italian real estate under €100k?
Some of Europe’s lowest prices in the south.
Huge upside potential as foreign demand increases.
Lifestyle: world-class food, history, Mediterranean beaches.
Greece - Affordable Islands and Mainland Retreats
Greece is famous for luxury islands, but cheap property in Greece still exists.
Agios Nikolaos, Crete - Two-bedroom apartments start at €60,000-€80,000.
Peloponnese villages - Stone houses needing renovation cost as low as €50,000.
Islands like Evia and Kalymnos - Homes under €80,000 are still available.
Why buy property in Greece under €100,000?
Authentic island lifestyle at half the price of Santorini or Mykonos.
Tourism ensures strong seasonal rental demand.
Average apartment prices in Crete: €1,000-€1,200 per m².
If you’re interested in recent regulatory changes and tax implications affecting buyers in Greece (and Portugal and Spain), see Visa and Tax Changes for Property Buyers in Portugal, Greece & Spain (2025).
Eastern Europe - The Cheapest Options
For those prioritizing low-cost property investments, Eastern Europe leads the list.
Bulgaria (Sunny Beach) - Studios start at €55,000-€70,000; new builds with pools under €80,000. Rental yields in summer reach 7-9%.
Bansko (Bulgaria) - Ski resort condos under €60,000, often fully furnished.
Romania (Transylvania) - Smaller city apartments at €60,000-€90,000.
Hungary (countryside) - Farmhouses and flats below €80,000.
Baltics (Latvia, Lithuania, Estonia) - Secondary cities offer apartments for €70,000-€90,000.
Albania - Along the Adriatic coast, seaside apartments from €55,000 are becoming popular among foreigners.
To compare Eastern European capitals and their affordability, take a look at Top 5 Cheapest European Capital Cities for Real Estate in 2025.
Comparison Table - Best Deals Under €100k in Europe
<table> <tbody> <tr class="blue-row" > <td><strong>Location</strong></td> <td><strong>Example Property & Low Price</strong></td> <td><strong>Average Price per m²</strong></td> </tr> <tr> <td>Lanjarón, Spain</td> <td>~€60,000</td> <td>€900/m²</td> </tr> <tr> <td>Łódź, Poland</td> <td>~€80,000</td> <td>€1700/m²</td> </tr> <tr> <td>Calabria towns, Italy</td> <td>~€70,000</td> <td>€700/m²</td> </tr> <tr> <td>Agios Nikolaos, Crete</td> <td>~€70,000</td> <td>€1,100/m²</td> </tr> <tr> <td>Sunny Beach, Bulgaria</td> <td>~€60,000</td> <td>€800/m²</td> </tr> <tr> <td>Transylvania, Romania</td> <td>~€70,000</td> <td>€1000/m²</td> </tr> </tbody> </table>Important Considerations Before Buying Cheap Property in Europe
While these deals under €100k are attractive, it’s important to understand that many of them are located in less developed regions. This often means:
Limited infrastructure - public transport, healthcare, or schools may not be as reliable as in major cities.
Fewer job opportunities - local economies in remote towns may rely heavily on agriculture, seasonal tourism, or small industries.
Renovation needs - especially in Italy, Greece, Bulgaria, and Albania, properties at these price points may require significant upgrades (plumbing, insulation, or modernization).
From an investment perspective, the rental strategy also differs by region:
Short-term rentals (tourism-driven): In countries like Italy, Greece, Bulgaria, and Albania, budget properties in coastal or historic towns are often well-suited for vacation rentals. Even if purchase prices are low, summer tourism can generate attractive yields.
Long-term rentals (local demand): In places like Spain, Poland, Romania, Hungary, and the Baltics, budget apartments are more often used for long-term leases. While yields may not be as high as in tourist hotspots, stable local demand provides consistent income.
In short, buyers should weigh not only the purchase price but also the hidden costs and local dynamics before deciding. Cheap property can be rewarding, but it requires due diligence and a realistic understanding of the region.
Final Thoughts
Buying property in Europe under €100,000 in 2025 is realistic and increasingly popular.
These deals prove that overseas property ownership isn’t reserved for millionaires. With due diligence, renovation budgeting, and awareness of local laws, it’s possible to secure:
A vacation home in the Mediterranean.
A rental investment with 6-9% yields.
Or a retirement base in a charming European town.
If you want to understand where property prices are likely to rise or fall across Europe, our market forecast in Where Will Property Prices Rise and Fall? European Real Estate Market Forecast for 2025 provides useful insights.
Explore more in our Countries section at Mono Estate to check average property prices, rental yields, buying rules, and taxes across Europe.